Workers' Compensation

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Workers' Compensation

Workers' Compensation is an insurance that employers are required to maintain to protect employees that are injured at work.  Worker's compensation pays for medical care, lost wages and death benefits to workers injured on the job or to their families in the event of a worker's death from an on the job injury.

Worker's compensation laws are administered by the individual States under the guidelines of federal law.  Almost all workers in the United States are covered under workers' compensation insurance.

Workers' compensation insurance was created to help workers and employers deal with injuries on the job.  Prior to workers' comp injured employees in most cases had to sue the employer to attempt to recover medical costs and lost wages.  Even in successful cases, workers seldom recovered their full losses.

Workers' compensation laws moved the compensation of injured workers out of the court room.  The huge costs of litigation were saved by both workers and employers and both gained more peace of mind.  Most States also have a fund to cover workers whose employer failed to maintain the required workers' compensation insurance.  Penalties for such employers are very stiff.

Employers are not allowed to discriminate against employees or job applicants because of a history of filing worker's compensation claims.  Some employers contest most worker's comp claims.  Others use investigators to determine if claims are legitimate.  Workers with serious injuries who have their claim contested should seek legal help to defend their workers' compensation claim.

 

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Missouri Insurance Regulator Recommends Decreased Workersapos Comp Rates KOAMTV
KOAM TV Missouri Insurance Regulator Recommends Decreased Workers39 Comp Rates KOAM TV A recommendation to decrease workers39 compensation rates in Missouri could have big impacts on businesses. Missouri39s Department of Insurance, which regulates the insurance industry in the state, is recommending a three percent decrease in workers and more raquo

TEPCO Employee Wins Workersapos Compensation For Leukemia Asahi Shimbun
Asahi Shimbun TEPCO employee wins workers39 compensation for leukemia Asahi Shimbun After he developed leukemia in February 2016, the employee applied for workers39 compensation for his condition at the Tomioka Labor Standards Inspection Office in Fukushima Prefecture. Four people, including the TEPCO employee, who were mobilized to

Mississippi Worker Injury Rate, Compensation Among Worst In Nation: Report J...
Jackson Clarion Ledger Mississippi worker injury rate, compensation among worst in nation: Report Jackson Clarion Ledger After 20 years hand filleting and operating a scale for the Consolidated Catfish Co., Catherine Bacon started experiencing severe pain in her left hand. Nerve damage. Bacon, who lives in Durant, underwent surgery in 2012. During the two months she took Report: Mississippi Workers Are Dying on the Job at One of the Highest Rates in the NationCommon Dreams all 2 news articles raquo

Ohio Men Convicted Of Workers Comp Fraud Business Insurance
Ohio men convicted of workers comp fraud Business Insurance Two Ohio residents have been convicted of workers compensation fraud, the Ohio Bureau of Workers Compensation said Friday. Pomeroy, Ohio based Ernest Shawn Baker was ordered to reimburse the Columbus, Ohio based bureau more than 23,000 after

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Facts of Law covering workers compensation law

Facts of Law - Workers Compensation