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Facts - Books - News    U.S. Facts Of Law:

Real Estate Foreclosure

 Real estate foreclosure is the process of repossessing a piece of real property such as a home.  It is a legal process used by the mortgage holder when the owner of the property is in arrears on the mortgage payments.

In strict foreclosure the mortgage holder takes title and possession of the real estate foreclosed in satisfaction of the mortgage loan.

Most states require a different type of real estate foreclosure process.  In a more common type of foreclosure instead of reverting to the ownership of the mortgage holder, the property is auctioned by the county sheriff or court officer.  Often the mortgage holder will place a bid at the amount of the remaining mortgage to insure that the property is not sold for an amount less than is still owed on the mortgage.  Should other bidders bid the price higher than the amount of the remaining loan, the party foreclosed upon receives the equity portion of the winning bid after foreclosure expenses.  This discourages the mortgage holder from forcing a real estate foreclosure for the purpose of grabbing an owner's equity.


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Treasury Alleges That States Misspent Funds Intended To Help Homeowners Fight...
Washington Post Treasury alleges that states misspent funds intended to help homeowners fight foreclosure Washington Post The Treasury Department is investigating the expenditures of housing agencies in the District and 18 states that used federal funds aimed at bailing out homeowners in danger of losing their properties to foreclosure, alleging that some misspent the and more raquo

In PPL Plaza Foreclosure Proceedings, Judge Shoots Down Building Owneraposs N...
Allentown Morning Call In PPL Plaza foreclosure proceedings, judge shoots down building owner39s NIZ complaints Allentown Morning Call The Dec. 6 order is the latest filing in the foreclosure proceedings for PPL Plaza, after the property owner The Plaza at 835 W. Hamilton Street LP defaulted on its mortgage in December 2016. The trustee for the investors in the building39s

Foreclosure Executed By Griffin Auburn Villager
Foreclosure executed by Griffin Auburn Villager Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Thomas Griffin and Dinisha M. Griffin, husband and wife, originally in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee

Lisle Office Complex Seized Through Foreclosure News Crainaposs Crainapos...
Crainaposs Chicago Business Lisle office complex seized through foreclosure News Crain39s Crainaposs Chicago Business A U.S. Bank venture has taken over a west suburban office complex 11 months after filing a foreclosure suit against the owner. The bank, representing investors in a commercial mortgage backed securities loan, last month seized the Corporetum Office and more raquo

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Facts of Law explaining the foreclosure process

Facts of Law - Foreclosure